Coverage Tailored for Condo Owners
Owning a condo is different from owning a single-family home.
While your association’s master policy may cover the building itself and shared spaces, it usually doesn’t protect the inside of your unit or your personal belongings.
Condo insurance fills those gaps, giving you peace of mind that your home and everything in it is protected.
Why You Need Home Insurance for Condos in Texas
Many condo owners assume their HOA’s master policy covers everything, but that’s rarely the case.
Most master policies stop at the exterior walls, leaving you responsible for everything inside your unit. That means if there’s a fire, water damage, or theft, you could be on the hook for repairs and replacements without condo insurance in place.
A dedicated condo policy provides coverage for your unit’s interior finishes — like flooring, cabinets, and fixtures — as well as your furniture, clothing, and electronics.
How We Help Protect
Condo Owners
Unit Coverage
Condo insurance protects the interior of your unit, including walls, flooring, and built-in features, against covered losses.
Personal Property Protection
Furniture, clothing, appliances, and electronics are insured, whether they’re inside your condo or with you elsewhere.
Liability Protection
If a visitor is injured inside your condo, liability coverage helps protect you from costly claims.
Built for Texas Condo Living
In Texas, every condo owner faces the same challenge: understanding where the HOA’s protection stops and where your own begins.
The right condo insurance policy bridges the gap, protecting your unit, your belongings, and your peace of mind.
