Owning a high-value home comes with unique responsibilities.
And unique risks.
Standard homeowners insurance often isn’t enough to cover luxury finishes, custom builds, or higher replacement costs.
High-value home insurance provides the comprehensive protection you need to safeguard your property, belongings, and lifestyle.
A larger home doesn’t just mean more square footage.
It usually means higher-end construction materials, custom features, and belongings that go beyond the limits of standard policies.
Without the right coverage, you could find yourself underinsured if disaster strikes. High-value home insurance closes those gaps, ensuring that your investment is fully protected.
Every high-value home is different. We help you compare policies that match your property’s unique needs, from replacement cost coverage to higher liability limits.
Coverage often extends beyond the house itself — including detached structures, valuables, and personal property anywhere in the world.
With the right policy, you can be confident that your home and everything in it is protected, without worrying about hidden gaps.
From custom estates in Dallas to lakefront homes in East Texas, high-value properties deserve coverage that reflects their true worth.
Insure Texas Now makes it simple to explore options, understand your coverage, and choose a policy that fits both your lifestyle and your budget.