Protect Your New Build From Day One
Your home is brand-new, and it deserves coverage that’s as strong as its foundation.
Homeowners insurance for new construction often comes with some of the best rates in Texas.
Why? Because insurers see new homes as lower risk — the wiring, plumbing, roof, and structure are all up to code, which means fewer claims and faster approvals.
Why New Construction Insurance Matters
Many Texans don’t realize that insuring a newly built home is often more affordable than insuring an older property.
Whether you’re moving into a $200,000 starter home or a $700,000 custom build, rates for new construction are remarkably competitive across the board.
And because the risk is lower, the underwriting process is simpler, which means you can usually secure coverage quickly and without extra hassle.
Benefits of Insuring
a New Build
Lower Premiums
New homes qualify for discounts and reduced rates that older homes simply can’t match. It’s one of the easiest ways to save money on your policy.
Faster Approval
Insurance companies love new construction because it presents fewer risks. That translates into quicker approvals, so you’re not stuck waiting around for protection.
Comprehensive Protection
A new home policy doesn’t just cover the structure itself. It also protects your personal property, provides liability coverage, and safeguards your investment against unexpected damage.
Built for Texas Homeowners
In Texas, where weather, property values, and construction standards vary widely, a new build gives you a head start.
Updated building codes, stronger materials, and features like metal roofs often mean even greater savings.
Whether your home is just finished or only a year or two old, it’s the ideal time to secure homeowner's insurance at a rate that may never be this competitive again.
